About RentalLoans.com
Investors lending to investors.
We started RentalLoans.com because we were tired of watching good deals — and good borrowers — get declined for reasons that had nothing to do with the property.
Our mission
Help everyday investors build lasting wealth through real estate.
Rental property is one of the most reliable wealth-builders there is — but the lending system was designed for salaried homeowners, not entrepreneurs. Our mission is to give investors access to capital that matches how they actually earn: through the properties they own and the businesses they run.
Whether it’s your first rental or your fiftieth door, we’re here to help you unlock equity, close faster, and keep growing.
5
Specialized loan & equity programs
24h
Target turnaround for term sheets
1
Dedicated loan officer, start to finish
$0
Cost to get pre-qualified
Underwriting philosophy
“Make-sense” lending
If a loan makes sense — a solid property, reasonable leverage, a borrower with a plan — we find a way to make it work. Our underwriters read the whole file and ask “does this make sense?” instead of “does this fit the box?”
Property first
Cash flow and collateral value drive the decision — the asset is what repays the loan.
Whole-picture review
A real underwriter considers context: reserves, experience, strategy, and compensating factors.
Responsible leverage
Flexible doesn’t mean reckless. We lend at levels that protect your equity and your cash flow.
Straight answers
Clear term sheets, no bait-and-switch pricing, and a fast “no” when a deal truly doesn’t fit.
| Traditional bank | RentalLoans.com | |
|---|---|---|
| How income is verified | Tax returns, W-2s, personal DTI | Property rent (DSCR) or bank deposits |
| Number of financed properties | Often capped at 10 | No limit |
| Close in an LLC | Rarely | Yes — standard |
| Self-employed write-offs | Reduce qualifying income | Don’t count against you |
| Decision-maker | Automated system | Experienced underwriter who reads the file |
| Time to term sheet | 1–2 weeks | ~24 hours |
Leadership
Experienced lenders. Active investors.
Our leadership team has originated, underwritten and personally invested in the same kinds of properties our borrowers own.
Full Name
Founder & CEO
20+ years in mortgage and private lending; has personally owned and managed a rental portfolio.
Full Name
Chief Credit Officer
Leads our in-house underwriting team and designs the guidelines behind every program.
Transparency
Every fee itemized on your term sheet up front. What we quote is what we close.
Accountability
One loan officer owns your file from first call to funding — no hand-offs, no black box.
Partnership
We want to finance your next ten properties, not just this one. That shapes every decision.
Let’s talk about your next deal.
Speak with a loan specialist who understands investor financing.