Loans for rental & commercial investors
Cash out your equity.
Qualify on the rent.
DSCR, cash-out refinance and alternative-documentation loans that look at what your property earns — not the bottom line of your tax return.
80%
Max LTV on purchases
0
Tax returns required
LLC
Vesting welcome
~21
Days typical to close
Thanks, !
We’ve received your inquiry and will be in touch by email soon.
Complete full pre-qualificationWhy investors choose us
Lending built for how investors actually make money.
Traditional banks underwrite you like a W-2 employee. We underwrite the deal — the property, its cash flow, and your plan — using common sense instead of a checkbox.
Our “make-sense” lending philosophyNo tax returns
Qualify with the property’s rental income or your bank statements. Write-offs stay write-offs.
Unlock trapped equity
Cash-out up to 75% LTV on rentals and commercial property — as little as 3 months after purchase.
Scale without limits
No cap on financed properties and no personal DTI ceiling. Blanket loans for entire portfolios.
Speed that wins deals
Term sheets in 24 hours and in-house underwriting that keeps your closing on schedule.
Loan programs
Financing for every stage of your portfolio
DSCR Loans
Qualify on the property’s rent — not your tax returns.
- Max LTV
- 80%
- Loan Size
- $100K–$3M
Bank Statement Loans
Self-employed? Your deposits tell the real story.
- Max LTV
- 90%
- Loan Size
- Up to $3M
Cash-Out Refinance
Turn rental equity into your next down payment.
- Max LTV
- 75%
- Loan Size
- $100K–$5M
Home Equity Investment (HEI)
Cash from your home equity — with no monthly payment.
- Cash Available
- $50K–$600K
- Max CLTV
- 75%
Commercial & Multifamily
Financing for 5+ units, mixed-use and commercial assets.
- Max LTV
- 75%
- Loan Size
- $250K–$10M
Not sure which fits?
Tell us about your property and goals. A specialist will match you to the right program in one call.
How it works
From application to funded in four steps
- 1
Tell us about the deal
Two-minute pre-qualification. Soft credit pull only.
- 2
Get your term sheet
Rate, leverage and costs in writing — usually within 24 hours.
- 3
Appraisal & underwriting
We order the appraisal and your loan officer handles the details.
Close & fund
Sign in person or remotely. Cash-out funds wired at closing.
Free investor tools
Will your rental qualify?
Plug in rent, taxes and insurance to see your DSCR, monthly cash flow and cash-on-cash return — or estimate how much cash you can pull out of a property you already own.
Example scenario
- Monthly rent
- $3,200
- Principal & interest
- $2,021
- Taxes, insurance & HOA
- $500
- Total PITIA
- $2,521
DSCR
1.27
Ready to put your equity to work?
Get a no-obligation quote in 24 hours. Soft credit pull only — no impact to your score.